Getting married is meant to be a happy occasion, but worries about the cost of a wedding can sometimes start to overshadow everything else.
No one wants to begin married life needing debt advice. Fortunately, there are many steps that can be taken to reduce the cost of a wedding and avoid needing debt consolidation programmes without compromising too much on the celebrations.
One of the most important things that can be done when planning a wedding is to set an affordable budget and then stick to it. There may be other people willing to contribute to the cost of a wedding, such as the bride or groom’s parents, but care must be taken not to overestimate the limits of their generosity and then end up with outstanding bills to pay.
Once a realistic budget has been established, make a list of everything that will need to be paid for, taking care to include every detail. One of the common reasons for a bride and groom needing debt advice after their wedding is all of the added extras that no one ever thought to include. Add up the likely cost of each item on the list and then see if the total falls within the overall budget.
Many couples will come to realise that the total cost of their ideal wedding adds up to more than they expected. On reflection, there may be items that they can let go from the list without too much difficulty. However, there are other ways of cutting costs that could bring the total cost of the wedding down and within budget.
One alternative is to get married on a weekday, rather than a weekend. Couples will be able to book the same venue and service at a lower price simply by moving the wedding to a weekday when there is less competition. For a summer wedding, perhaps an outside venue could be used to reduce overheads.
Another tip is not to mention that the order is connected to a wedding when dealing with suppliers. Referring to a ‘family party’ instead will often avoid a premium rate being charged simply because the supplier knows it will probably be paid – this can sometimes be as much as 25 per cent more than the actual price.
Deciding on the guest list can often be one of the major areas of controversy when planning a wedding. However, if a sit-down meal is involved, costs can be greatly reduced by limiting the number of guests invited. Many couples decide to keep the number of guests invited during the day to a minimum and ask extended family members and their wider circles of friends along in the evening when the cost per head is much lower.
Although it might seem important to have the perfect wedding day that involves everything the couple desires, the reality is that the wedding day is only the start of their lives together. Beginning married life searching for ways to consolidate debts following a lavish wedding might leave the bride and groom wishing they had kept their special day a little more low-key.
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