As we approach the end of the month some may be feeling the pinch and be running out of funds before the next payday. It is easy enough at times like that to think about quick cash loans such as Payday Loans and in some cases, loan sharks.
If you are worried about making ends meet then try following these simple steps to arrange your finances to try and avoid borrowing money.
Work out how much money you have left and then work out everything that you need to pay out for with that money.Look at your expenditure list and remove anything that you don?t need to spend money on, such as trips to the cinema, unnecessary car journeys and see just how much you can save.Look through your cupboards and see what food you actually have. The chances are you will have enough meals to get by. In case of severe hardship and food poverty you may qualify for a voucher to redeem at your local food bank.For any bills that need paying, if you know you won?t have the funds you need to contact the relevant creditor as soon as possible to request a payment break. You will then need to come to an arrangement to make up the arrears.What are your tips for avoiding Payday Loans?
Written by Gemma on December 14th, 2011
Filed Under Budgeting | Trackback | Leave a Comment
Posted in: 
0 comments:
Post a Comment