ClearDebt recommends The ClearCash Prepaid MasterCard

For anybody who is in debt or struggling financially, we often recommend setting up a new bank account – particularly if you have debts, such as an overdraft or credit card with your bank.

As an alternative to basic bank accounts, we recommend our ClearCash Prepaid MasterCard® for anybody who has a poor credit history, and wants a payment card which is widely accepted.

The ClearCash Prepaid MasterCard is a payment card which doesn’t let you go overdrawn and has no late fees – you can only spend what you have loaded onto the card.

Another feature of ClearCash is the online BudgetMaster tool which can help you manage your outgoings and identify areas where you are overspending.

Here are some of the other great features:

Standing order and bill payment facilitiesAbility to check your balance online or by text, 24 hours a dayAccepted anywhere the MasterCard mark is shown (over 29 million locations worldwide)Top up your icount by bank transfer, PayPoint, Post Office and ChequeSupport via email, customer services phone line and online livechat facilityFree purchase protection for pay monthly cardholders on purchases made up to £1,500

ClearCash is part of ClearDebt Group plc and if you’d like to find out more about whether a ClearCash Prepaid MasterCard could help you manage your money visit the ClearCash website now.

By Marketing and is filed under Managing Your Money.
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Posted in: ClearCash,ClearDebt,MasterCard,Prepaid,recommends

Prepaid cards could be useful for holidaymakers with debt problems

Prepaid cards could be an option for those currently seeking debt advice who still wish to travel abroad this year.

That is because the consumer can put a certain amount of money on the card before they travel and will not be able to spend any more once it has been used up, helping them avoid debt problems.

According to Kevin Harrington, managing director at Global Prepaid Exchange, which provides services to the growing prepaid sector, people can save lots of money on the exchange rate.

He said: "The exciting thing from a traveller's point of view is that, if you lose the card you can stop it and you're supplied with a free emergency card straight away."

Prepaid cards are also more convenient than traveller's cheques as the consumer could be eligible for discounts if they shop around for a good deal, Mr Harrington added.

The firm revealed on February 7th that 2011 will see innovations in payment methods taking off, such as prepaid cards.
Wed, 23 Feb 2011
Brits concerned about their debt problems, which have been accrued through borrowing on a credit card, may want to consider using a zero per cent balance transfer card... Tue, 22 Feb 2011
Around 430,000 students will be given a manual about how to manage their money and avoid debt problems in the process.

Finance charity Credit Action intends to give its guide on student finance to young people planning to attend university in the 2011/2012 school year.

The average student is expected to graduate with debts amounting to more than £23,000 so the charity has created a guide to inform youngsters about the financial support available, how to budget and how to save money.

This could help would-be students learn how to stay in control of their money and help them avoid debt problems while at university.

Joanna Parsley, associate director of Credit Action, said: "Getting this information and guidance into students' hands before they begin university is key as it allows them to prepare financially, so their university experience can get off to a smooth start."..

Mon, 21 Feb 2011
Consumers living with debt problems may want to sign up for the broadband and phone package that Talk Talk is introducing... Fri, 18 Feb 2011
Couples that are going through financial difficulties and seeking debt advice need to be "open and honest" with one another...

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Posted in: cards,could,holidaymakers,Prepaid,problems,useful