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Showing posts with label tackle. Show all posts
Showing posts with label tackle. Show all posts

Derbyshire man caught dealing drugs to tackle debt problems

A 24-year-old man originally from Glossop in Derbyshire has been caught attempting to deliver drugs to Dundee in a deal designed to help him tackle his debt problems.

Peter Hadley, 24, was arrested by police leaving a hotel in Perth with more than a kilo of heroin in his possession. He was caught after a tip-off informed police that Hadley was involved in supplying drugs and they spotted his car outside the Travelodge hotel whilst on another call. In addition to the drugs, which were believed to have a street value of £116,000, Hadley also had around £1,700 in cash on his person.

The High Court in Edinburgh heard how Hadley had serious debt problems, and it was this that motivated his crime. He had apparently borrowed money from an acquaintance in Liverpool, and the interest on the loan was mounting faster than he could cope with.

The crooked lender offered Hadley the chance to eradicate his debt problems by delivering packages, now known to contain heroin, to Dundee. Rather than seeking proper debt help for his problems, Hadley took this opportunity.

He had already travelled to the Scottish city on three previous occasions before he was caught, with the promise from the loan shark that his debt would be reduced by a few hundred pounds each time.

Krista Johnston, solicitor for the defence, made the case that Hadley had not previously been involved with the dealing or supplying of drugs, and argued that it was being threatened and even assaulted over his debt problems that had prompted him to do it.

Nonetheless, Hadley was sentenced to 40 months in prison for preparing to deliver the heroin.


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Men ‘in a tackle’ when it comes to debt

Men are far less likely to confront debt troubles compared to women, a study has revealed.

Debt advice charity Money Advice Trust (MAT) has revealed a range of psychological and sociological factors are responsible for making men less likely to seek debt advice than women.The research, which was undertaken by Dr Jackie Goode and Dr Amanda Waring from the Centre for Research in Social Policy, uncovered reasons why men can be seen to be less likely to seek debt advice than womenFactors included the divisions of ‘financial labour’ between men and women, whereby this was seen as the woman’s role, being over optimistic, as well as a lack of awareness, understanding, and inaccurate perceptions of what advice services offer.Chief Executive Joanna Elson OBE said: “Our anecdotal evidence was that men might require a little more of a push to seek help in dealing with a debt problem and this research helps us to understand what might be behind this. We want to work to break down any barriers that exist to prevent men from obtaining advice. It is clear that many psychological and sociological factors are at play when men seek out advice and not-for-profit money advisers need to recognise this in how we promote and deliver advice.   The report also says that men also seem to be low on self-confidence as the study found they often think they lack social skills perceived to be necessary to access debt management services.Joana continued: “At MAT we have already made steps to encourage men to seek advice. In November last year we launched My Money Steps, an online debt advice service. Our research suggested online tools might be particularly useful for men who are more likely to feel the need to ‘help themselves’ and to re-gain a measure of control of their finances.“We are encouraged that those who had received advice from a not-for-profit organisation reported on their experiences positively; however we are concerned that some men were not fully aware of the differences between charitable advice organisations and commercial debt management companies. Our research suggests that this confusion can prohibit some men from seeking advice, and it certainly doesn’t help that commercial organisations continually seek to confuse the matter by advertising as if they were a not-for-profit entity.”Men’s need to take control of finances and be able to ‘do it themselves’ in relation to managing debt problems is also said to be a contributing factor.
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